Fast. Fair.
Simple Loans.
Cash X gives borrowers a clearer way to understand costs, check eligibility, calculate repayments and complete an application — all in one place.
Borrowing should be clear from day one.
Cash X is designed around simple applications, transparent pricing and a structured assessment process.
Simple application
A guided multi-step application that asks only for information needed to assess the loan.
Transparent costs
Interest and service charges are shown separately before a borrower submits an application.
Clear schedule
Borrowers can preview equal instalments and the estimated remaining balance over the term.
Privacy first
Clear privacy notices are placed at the point where personal information is requested.
Know the estimated cost before applying.
Cash X standard pricing in this prototype: 5% interest plus a 3.6% service charge, each applied once to the original loan amount.
Estimated repayment schedule
| Payment | Amount | Estimated balance |
|---|
See whether you may be ready to apply.
This quick check is indicative only. Passing the check does not guarantee loan approval.
A guided application, one step at a time.
Your application is submitted securely to the Cash X backend after you sign in or create an account. Applications remain subject to verification, assessment and approval.
Track an application from submission to funding.
Prototype status shown below. In production, this would be linked to the borrower’s secure account and your internal loan workflow.
Under Assessment
Your application has been received and is currently in the assessment stage.
Your private borrower account.
Loan balances, repayments, agreements and personal account information are only available after secure sign-in.
Sign in to My Cash X
Access your applications and active loans using your private Cash X account.
Create your account
Use the same email and mobile number you intend to use on your loan application.
Show borrowers exactly who they are dealing with.
Replace the highlighted placeholders below with your verified legal and licensing information before publishing.
Registered company
[LEGAL COMPANY NAME]
SEC Registration No. [SEC NUMBER]
Lending authority
Certificate of Authority No. [CA NUMBER]
Use the exact licence/authority wording applicable to the operating entity.
Contact details
[REGISTERED OFFICE]
[SUPPORT EMAIL]
[SUPPORT PHONE]
Questions before or after you apply?
Frequently asked questions
Is approval guaranteed?
No. Applications are subject to identity checks, verification, assessment, affordability review and approval.
What does the calculator include?
The current prototype applies 5% interest and a 3.6% service charge once to the original principal and divides the total repayment equally over the selected term.
What documents may be required?
Depending on your final policy, this may include an accepted government-issued ID and reasonable evidence of income or ability to repay.
When are final loan terms shown?
Final approved amount, repayment schedule, fees, finance charges and other required disclosures should be provided before the borrower accepts the loan agreement.
How is my information used?
The application should provide clear notices explaining what data is collected, why it is needed, how it is used, who may receive it, how long it is retained and how borrowers can exercise their privacy rights.
Talk to Cash X
Use verified support contacts before launch.
Core pages to finalise before launch.
The text below is a structured starting point, not legal advice. Have your Philippine counsel/compliance adviser align it to your actual entity, licence, loan products and data flows.
Privacy Notice — draft structure
Who we are: [LEGAL COMPANY NAME].
Information we collect: identity and contact information, application details, employment/income information, documents reasonably required for verification and assessment, loan administration records, payment information and support communications.
Why we process it: to verify identity, assess applications, administer loans, communicate with borrowers, process payments, meet legal/regulatory obligations, prevent fraud and handle complaints.
Your choices and rights: provide contact details for access, correction, objection, deletion/blocking where applicable, data portability where applicable, and complaints. Add your DPO contact: [DPO EMAIL].
Retention and sharing: specify actual retention periods and categories of service providers/authorities who may lawfully receive data. Do not include broad permissions that are not necessary for the stated purpose.
Fees & Charges — draft disclosure
For the product represented by this prototype, the calculator assumes interest of 5% of the original principal plus a service charge of 3.6% of the original principal, each charged once. The borrower should be shown the peso amount of each charge, total finance charges, total amount payable, number and amount of instalments, due dates and any other applicable costs before accepting the loan.
Responsible Lending — draft statement
Cash X assesses each application individually and may request information reasonably required to verify identity and assess ability to repay. Submission of an application does not guarantee approval. Borrowers should consider whether repayments are affordable before accepting a loan.
Terms of Use — draft structure
Cover website use, eligibility, no-guarantee-of-approval wording, accuracy of information, intellectual property, service availability, limitation of website content, complaints, governing law and contact details. Loan-specific contractual terms should remain in the borrower’s loan agreement.
Ready to make Cash X live?
This front-end now demonstrates the full borrower journey from calculator and eligibility through application, tracking and account servicing.